Good morning readers!
You know, my brother and I (who??) grew up in Vancouver, Canada, where there are tons of accidents every year. Literally, one week of driving and we are guaranteed to see at least two accidents, from minor rear-ends to major fatalities.
Give Me Some Numbers!
According to a statistic from ICBC (Insurance Corporation of British Columbia), B.C. had an estimated 300,000 collisions in 2016. That’s a 10% increase from 2015 and a 20% increase from 2014! On top of that, injury claims have had a $1.2 Billion increase since 2009!
Well, because of the yearly increased accidents and claims, ICBC raises their rates every year. (this year it increased 6.4%!) And unfortunately, some of these claims are fraudulent. Now, is this fair for the safe driver? In my opinion, no way!
Insurance discounts get better every year for having no “at-fault” accidents. On the contrary, having a couple “at-fault” accidents can really hurt your record permanently and your wallet financially.
In a statement by ICBC, they said “Starting with policies renewed from May 6, 2018, drivers who cause at-fault crashes will lose their safe driving discounts faster than they do currently.” So, as safe drivers on the road, what can we do against fraudulent claims??
Alas..there is a solution: Hire a lawyer, spend lots of money and time proving yourself in court and hope for the best! Wait.. that doesn’t sound like a good solution.. We agree.
My brother and I have spoken to many drivers that have had their insurance rates increased for accidents that were not their fault, so we came up with the easiest way to counter this. Record everything!
Dash Cameras have protected not only myself and my family, but our friends and clients alike. The main question we get, mostly from the older generation, is “where do we start? I don’t know anything about cameras!” Well, my friends, we have the answer.
We created a free, 5-step cheat sheet that answers the questions you may have, from choosing the best camera, to setting it up, to recording length and everything in between.
We live in a society where it’s easy to put fault onto someone and get a big compensation cheque, people are trying to do it every year! I have personally had fraudulent claims against me and I had to fight them in court. Now, though, I feel completely safe and protected. You can be safe and protected too.
Feel free to contact us for any questions! We love helping in every way we can. Also, have you been wrongly accused on the road? How are insurance rates in your city? Do they increase as much as ours? Leave a comment and tell us about your experience!